Yes, HIV care services are covered by insurance.

At Our Lives Indy and Raphael Health Center, no one will ever be denied care due to an inability to pay for services. Raphael Health Center accepts Medicaid, Medicare, and many types of commercial insurance. In addition to these, we operate the Federal Sliding Fee Discount Program. This program allows you to receive medical, behavioral, optometry, and dental health services at a discounted rate based on your family size and income.

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If you qualify for the Federal Sliding Fee Discount Program and have private insurance, Medicaid, or Medicare, you still receive the full benefit of the Sliding Fee. After insurance/Medicaid/Medicare are billed for your care, any remaining balance is billed at your qualifying tier on the Sliding Fee Scale.

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To take advantage of the Federal Sliding Fee Discount Program, patients must meet with a Financial Navigator at Raphael Health Center to enroll. To schedule an appointment with a Financial Navigator, call 317-926-1507 Monday-Friday between the hours of 7:30AM and 5:00PM.

During your appointment with a Financial Navigator, Raphael Health Center staff will provide information on eligibility for Medicaid, Marketplace, HIP Enrollment, and the Federal Sliding Fee Discount Program, as well as assist you in enrolling for programs for which you qualify.